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Privacy Policy

Beyond Financial Understands the importance of protecting your personal information. Visitors of our site can confidently submit information with the understanding that we will only divulge your personal data to agents and partners for the purpose of servicing your account or collecting a debt. Information delivered through this site is understood to be intended for the purpose of communicating with Beyond Financial. Your information: name, email and phone number will only be shared with the designated internal recipient and partners and affiliates. Beyond financial is a debt buyer, which means that we may hold a debt that you owe. We do reserve the right to sell your debt, and all data related to your debt. 

Refund Policy

We strive for long-term highly satisfied customers and guarantee our services 100% If you are not fully satisfied, we will correct the problem free of charge to your satisfaction. We do not offer refunds at this time. In reference to Credit Rehab, we will never guarantee a credit deletion as no agency can, what we do guarantee is credit monitoring and credit challenges made on your behalf when appropriate. 

Delivery Policy

Some services are delivered at point of sale however, others may be initiated but will not be fulfilled for 7-14 business days and even longer for some service requests.

Please inquire regarding your service of interest. 

Availability of services

Due to the current global economic chain of events some of our services may be temporarily unavailable or may be delivered at a slower pace than normal. Please pardon us as we adjust to a new economic climate. Your patience is greatly appreciated. 

Terms and conditions

All requests for products and services require signatory consent before delivery of service.

Client must be 18 years of age or represented by a legal guardian.

Payment must be received before service is established.

Service requests may be forfeited in the occurrence of late payments on installment agreement plans. Client has a 30 day grace period and thereafter services may be cancelled.

A client of Beyond Financial is a customer obtaining services.

A Member of Beyond Financial is a company that is promoted by Beyond Financial and also obtaining services from Beyond Financial.

Debt Management Disclosure

Beyond Financial, offers various financial products and services through Beyond an Act of Kindness INC which is its Mother Company, services extended may be provided by Beyond an Act of Kindness or third parties party contractors under the supervision of Beyond an Act of Kindness. All estimates for Beyond Financial services are based on current Market Rates, which are known to vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. Beyond Financial does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Nor will it assume your debts. Beyond Financials fees may vary from state to state. Please contact our tax team or some other tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of Beyond Financials services, could result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to fees and interest, however in an effort to avoid such situations there may be efforts made by Beyond Financial to pay minuscule incremental payments to threatening creditors until a settlement can be issued. Justified financial hardships, are always considered in settlement negotiations or during potential legal proceedings. By proceeding with this service, you acknowledge that you may be contacted by one or more representatives of Beyond Financial to discuss options.

Payment Authorization and Security

Not all Agents of Beyond Financial will request your card number by phone, the only agents authorized to do so are listed below:

Chloe Hammed - Beyond Financial Paralegal /Director/ Administrator 1-888-472-4320

Amber Cook-Beyond Financial Receivables Manager 1-888-472-4320 Ext 101

Brandi Scott -Beyond Financial Senior Account Manager 1-888-472-4320 Ext 102

Payments Processed by our organization appear on bank statements as Beyond Financial.

If you are skeptical about the call that you have received please disconnect the call and dial 1-888-472-4320 to confirm that the caller is an actual representative of our organization.

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